Covering Down for Those Who Serve: Resources for Government Workers and Military Service Members During a Government Shutdown
In the United States, government shutdowns can wreak havoc on the lives of countless federal employees and military service members. Many of these families live paycheck to paycheck, making less than $30,000 annually with no savings to fall back on to cover their basic necessities like food and rent. On top of not being paid, they will also lose access to food assistance programs, which 25% of active-duty families depend on, as programs like the Special Supplemental Nutrition Program for Women, Infants, and Children (WIC) are halted. Many on-base child care centers will also close, leaving parents who are required by law to continue reporting for duty in an impossible bind. Furthermore, elective surgery and insurance payments for dental and vision will cease during the shutdown, leaving families vulnerable to medical debt. Read on to learn how you can help advocate for military families, or if you are one of the millions affected by this shutdown, we’ve got a round-up of useful resources below.
How to help military families
You can help by advocating for expeditiously passing legislation that guarantees timely pay for military and federal personnel, irrespective of political budget disputes. Additionally, providing access to essential services like healthcare, childcare, and housing without interruption during a shutdown is vital.
You can do this by calling your congressional representative in the house (Here is the number for the capital switchboard 202-224-3121), and ask for your House of Representatives member for your district. Here is how you can find who your member is. You can also just give your zip code when you call.
Here is a script for people who are directly affected, otherwise you can just state that you don’t want the shutdown to happen and encourage your legislator to advocate for funding the government.
Beyond financial considerations, you can also help military families by donating food to food pantries and baby formula to non-profits, here is a great article on how to do this.
Many organizations are offering counseling services, mental health support, and community resources that can help military families cope with the emotional stressors that come with uncertainty and financial strain. Lastly, fostering a strong sense of community and understanding among neighbors, colleagues, and local organizations is essential in times of crisis, as it creates a network of support that can make all the difference for military families facing the challenges of a government shutdown.
Resources if you are affected by the shutdown
The financial uncertainty and disruption caused by these shutdowns can be particularly challenging, but it's crucial to remember that there are resources and support systems in place to help those affected. We have gathered some of the key resources available to military service members and government workers during a government shutdown to help you better prepare and navigate during this time of uncertainty. We also want to thank Stars and Stripes and National Military Family Association for providing such helpful information!
1. Financial Counseling and Assistance
During a government shutdown, many individuals and families may face financial difficulties due to missed paychecks or reduced income. Financial counseling services, often provided by various military branches and government agencies, can offer valuable guidance on managing finances during these challenging times. These services can help you create a budget, prioritize expenses, and explore options for temporary financial relief.
For USAA Members: You may be eligible to apply for a one-time no-interest loan or other payment relief options across our banking and insurance products. More information can be found here.
For Navy Federal members: NF will be providing paycheck advances to their impacted members. More information can be found here.
2. Employee Assistance Programs (EAPs)
Employee Assistance Programs are available to government workers and military personnel and can be a valuable resource during a government shutdown. EAPs offer confidential counseling and support services to help individuals cope with stress, anxiety, and other emotional challenges that may arise from financial uncertainty. They can provide assistance for a wide range of personal and professional issues, including mental health support.
3. Military Relief Organizations
For military service members and their families, several relief organizations can provide financial assistance during a government shutdown. Organizations like the Army Emergency Relief (AER), Navy-Marine Corps Relief Society (NMCRS), and the Air Force Aid Society (AFAS) offer interest-free loans, grants, and other forms of financial aid to help military families cover essential expenses.
Navy-Marine Corps Relief Society
4. Nonprofit Organizations
Numerous nonprofit organizations across the country focus on supporting government workers and military personnel during challenging times. These organizations often provide food assistance, emergency grants, and other essential services to help individuals and families affected by a government shutdown. Local food banks and charities may also offer support.
The Patriot Pantry through the ASYMCA provides food assistance programs for military families at each of their local branches.
Find your local food bank through Feed America.
Register for Food Distribution through the Military Family Advisory Network.
5. Negotiating with Creditors
If you find yourself unable to meet financial obligations, it's essential to communicate with your creditors proactively. Many creditors are willing to work with individuals facing temporary financial hardship. Be sure to contact them, explain your situation, and explore options such as deferment, forbearance, or modified payment plans.
6. Government Shutdown Information Websites
Government shutdowns can be confusing, with information changing rapidly. Staying informed about the status of government operations is critical. Government websites and news sources can provide updates on the situation, including guidance on which services are affected and where to seek assistance.
7. Community Support
Local communities often rally together to support government workers and military families during a government shutdown. Keep an eye out for local initiatives, fundraisers, and resources aimed at helping those in your area who are impacted by the shutdown. Community support can make a significant difference in times of crisis.
If you encounter legal issues related to a government shutdown, such as disputes over benefits or employment rights, seek assistance from legal aid organizations. These organizations can provide free or low-cost legal advice and representation to individuals facing legal challenges during this period.
Government shutdowns can be incredibly challenging for military service members and government workers, but there are resources available to help navigate these difficult times. Whether you need financial assistance, emotional support, or legal guidance, remember that you are not alone. Reach out to the resources mentioned in this blog post, and don't hesitate to ask for help from your community, coworkers, and support networks. Together, we can weather the storm and protect ourselves during this unsettling time.